BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势

【BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势】金色财经报道，8月29日，据路透社报道，国际清算银行（BIS）总经理Pablo Hernandez de Cos在杰克逊霍尔全球央行年会上表示，稳定币不具备大规模可信支付手段的能力，代币化存款在利用新技术方面更具优势。de Cos列举了稳定币的多项问题：可能导致银行融资成本上升、普通借款人支付更高利率；破坏货币的“单一性”；平台缺乏真正的互操作性；反洗钱控制难以一致实施；美元稳定币的普及可能侵蚀非美司法管辖区的货币主权。美国财长Bessent此前支持稳定币，称其“可巩固美元储备货币地位并创造数万亿美元国债需求”。de Cos认为两种工具可共存，但代币化存款应承担日常支付主体，稳定币应服务于更专业化的角色。(2026-08-30 04:33:51)

排名	#	交易平台	24H成交额	成交涨跌幅	活跃度
1	OKX 欧易OKX	$187.71亿	-11.42%	86.7%	86.7%
2	HTX 火币huobi	$25.79亿	0.45%	68.6%	68.6%
3	Binance 币安网	$400.70亿	-8.38%	85.4%	85.4%
4	Coinbase Coinbase	$9.39亿	-15.17%	69.3%	69.3%
5	Bybit Bybit	$109.04亿	-6.89%	65.3%	65.3%
6	Crypto.com Crypto.com	$12.46亿	-8.13%	53.3%	53.3%
7	Bitfinex Bitfinex	$2.10亿	18.86%	65.3%	65.3%
8	Kraken K网(Kraken)	$7.43亿	-8.78%	68.4%	68.4%
9	Upbit Upbit	$2.77亿	-21.26%	56.9%	56.9%
10	Bitget Bitget	$72.36亿	0.5%	71.1%	71.1%
11	Deribit Deribit	$4.48亿	5.38%	36.2%	36.2%
12	Gemini 双子星（Gemini）	$3,093.52万	-18.08%	59.5%	59.5%
13	BiKing 币王	$214.35亿	-0.43%	31%	31%
14	MEXC MEXC	$114.00亿	1.29%	76.2%	76.2%
15	Bithumb Bithumb	$1.43亿	-9.49%	66.9%	66.9%
16	gate.io 大门	$106.62亿	-12.09%	55.2%	55.2%
17	BitTap 币泰	$12.03亿	-6.35%	26%	26%
18	Hyperliquid Hyperliquid	$15.81亿	26.85%	46.9%	46.9%
19	Uniswap v3 (Base) Uniswap v3 (Base)	$1.12亿	-10.8%	31.5%	31.5%
20	bitFlyer bitFlyer	$1,699.04万	-21.03%	58.2%	58.2%

排名	#	币种	最新价	24H最高	24H最低	24H量	流通市值	24H涨跌幅
1	BTC 比特币	$ 75669.3	$7.65万	$7.50万	$5.46亿	$1.51兆	-0.06%	-0.06%
2	ETH 以太坊	$ 2391.83	$2,429.91	$2,368.60	$4.30亿	$2,886.78亿	-0.34%	-0.34%
3	XRP 瑞波币	$ 1.286	$1.32	$1.25	$6,513.14万	$783.40亿	-0.19%	-0.19%
4	BNB 币安币	$ 718.6	$721.90	$704.40	$1,007.54万	$979.88亿	0.67%	0.67%
5	USDC USD Coin	$ 1.0006	$1.00	$1.00	$3,996.46万	$707.57亿	0%	0%
6	SOL Solana	$ 97.55	$98.92	$96.10	$9,843.78万	$552.66亿	0.31%	0.31%
7	TRX 波场	$ 0.3353	$0.34	$0.33	$244.36万	$317.59亿	0.6%	0.6%
8	DOGE 狗狗币	$ 0.08	$0.08	$0.08	$2,262.80万	$134.58亿	-0.33%	-0.33%
9	BCH 比特现金	$ 217.97	$221.55	$214.01	$148.41万	$43.55亿	0.44%	0.44%
10	HYPE Hyperliquid	$ 77.8	$80.36	$76.70	$2,136.64万	$264.01亿	1.2%	1.2%
11	ADA 艾达币	$ 0.19291	$0.20	$0.19	$912.27万	$69.35亿	-1.36%	-1.36%
12	WBTC Wrapped Bitcoin	$ 76014.8	$7.63万	$7.55万	$2,357.78	$97.99亿	0.18%	0.18%
13	LEO UNUS SED LEO	$ 8.867	$8.93	$8.77	$2,258.29	$81.73亿	0.88%	0.88%
14	LINK ChainLink	$ 10.887	$11.02	$10.62	$1,456.66万	$73.82亿	-0.24%	-0.24%
15	XLM 恒星币	$ 0.17953	$0.18	$0.17	$380.79万	$58.19亿	1.6%	1.6%
16	LTC 莱特币	$ 51.01	$51.53	$50.22	$449.27万	$39.13亿	-0.54%	-0.54%
17	HBAR Hedera Hashgraph	$ 0.07269	$0.07	$0.07	$51.75万	$31.11亿	-2.33%	-2.33%
18	ZEC 大零币	$ 1292.34	$1,387.31	$1,102.00	$2,816.24万	$212.93亿	15.21%	15.21%
19	AVAX Avalanche	$ 7.352	$7.41	$7.18	$317.30万	$31.63亿	0.85%	0.85%
20	SHIB Shiba Inu	$ 0.000004889	$0.00	$0.00	$43.34万	$28.81亿	-1.43%	-1.43%
21	SUI Sui	$ 0.701	$0.72	$0.68	$872.77万	$26.58亿	2.23%	2.23%
22	CRO Cronos	$ 0.05577	$0.06	$0.05	$26.75万	$21.53亿	0.74%	0.74%
23	WLFI worldlibertyfinancial-education	$ 0.05739	$0.06	$0.06	$44.04万	$15.34亿	0.7%	0.7%
24	UNI Uniswap	$ 6.421	$6.53	$6.00	$1,320.13万	$40.79亿	1%	1%
25	DOT 波卡币	$ 0.9976	$1.02	$0.94	$460.31万	$16.49亿	5.47%	5.47%
26	MNT Mantle	$ 0.5504	$0.55	$0.54	$17.82万	$17.90亿	1.77%	1.77%
27	PAXG PAX Gold	$ 4273.86	$4,377.41	$4,242.85	$394.03万	$16.28亿	-0.47%	-0.47%
28	ASTER Aster	$ 0.6947	$0.70	$0.67	$323.57万	$17.34亿	1.93%	1.93%
29	AAVE Aave	$ 117.25	$123.48	$113.27	$771.27万	$17.95亿	-4.08%	-4.08%
30	HTX HTX	$ 0.0000016614	$0.00	$0.00	$1.57万	$16.61亿	0.94%	0.94%
31	TAO Bittensor	$ 218.39	$221.91	$213.51	$230.84万	$23.08亿	-0.01%	-0.01%
32	OKB OK币	$ 110.32	$111.79	$108.53	$188.66万	$23.17亿	0.36%	0.36%
33	PEPE Pepe	$ 0.000003354	$0.00	$0.00	$427.09万	$14.11亿	-0.97%	-0.97%
34	ETC 以太经典	$ 7.239	$7.31	$7.09	$28.69万	$11.22亿	0.43%	0.43%
35	NEAR NEAR Protocol	$ 2.575	$2.61	$2.30	$1,650.63万	$33.08亿	10.23%	10.23%
36	ICP Internet Computer(Dfinity)	$ 2.523	$2.54	$2.44	$35.94万	$13.78亿	1.93%	1.93%
37	PI Pi Network	$ 0.08433	$0.09	$0.08	$236.64万	$7.07亿	-6.84%	-6.84%
38	WLD Worldcoin	$ 0.3644	$0.37	$0.36	$691.11万	$9.86亿	0.57%	0.57%
39	ATOM 阿童木	$ 1.491	$1.53	$1.47	$10.29万	$7.26亿	-1.71%	-1.71%
40	FDUSD First Digital USD	$ 0.9988	$1.00	$1.00	$165.06万	$9.82亿	0.02%	0.02%
41	ENA Ethena	$ 0.14491	$0.15	$0.14	$689.29万	$11.53亿	3.71%	3.71%
42	USDD USDD	$ 0.9991	$1.00	$1.00	$8.78万	$8.55亿	0%	0%
43	KAS Kaspa	$ 0.03258	$0.03	$0.03	$73.48万	$8.83亿	-0.67%	-0.67%
44	QNT Quant	$ 60.8	$61.48	$58.84	$10.28万	$7.34亿	-1.07%	-1.07%
45	ALGO Algorand	$ 0.0876	$0.09	$0.09	$21.67万	$7.74亿	-1.53%	-1.53%
46	FLR Flare	$ 0.006317	$0.01	$0.01	$10.90万	$5.22亿	0.25%	0.25%
47	XDC XDC Network	$ 0.02746	$0.03	$0.03	$41.82万	$5.24亿	-0.18%	-0.18%
48	APT Aptos	$ 0.5376	$0.55	$0.52	$26.19万	$4.04亿	-2.14%	-2.14%

BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势

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